LightStream is the nation’s premier online consumer lender, offering low-interest, fixed-rate loans to borrowers with good credit. Our loan amounts range from $5,000 - $100,000, and we take pride in providing a simple online process with zero fees. With LightStream, you’re in control – you can walk into the dealership as a cash buyer, or fund that classic car you’ve been dreaming about.
The whole process was simple, clear, and fast. Customer service was responsive. Although I did have to dig for a contact phone number. Thank you!
Meow from Pompano Beach, FL
Reviewed in March 2023
Closed with Lender:
Yes
Loan Type:
Auto Loan
Review Type:
Lender Review
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(5 of 5)
stars
Recommended
Fast and Easy
Honestly had the best rates out of all the lenders right now, this includes some credit unions as well. highly recommend.
Alex from San Diego, CA
Reviewed in March 2023
Closed with Lender:
Yes
Loan Type:
Auto Loan
Review Type:
Lender Review
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(5 of 5)
stars
Recommended
Excellent!
The process was easy, simple, fast - from start to finish - my loan was in my hands in 24 hours! I wish everything was that easy!
Lisa from Belmont, MA
Reviewed in March 2023
Closed with Lender:
Yes
Loan Type:
Auto Loan
Review Type:
Lender Review
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(5 of 5)
stars
Recommended
So far, it's been a great experience.
I have to say it has been one of the best loan experiences I've ever had. Easy, straight forward application process, no fees, the money was available in my bank account first thing on the morning expected, and also very happy with the rate compared to other offers I had.<br />My first payment isn't due, yet, but everything is already set up for automatic payments and based on the experience so far, I don't expect any issues.<br />Based on the experience so far, I would love to do more business with LightStream in the future.<br />
Steve from Lebanon, PA
Reviewed in March 2023
Closed with Lender:
Yes
Loan Type:
Auto Loan
Review Type:
Lender Review
Do you want to flag this review?
(5 of 5)
stars
Recommended
Great experience
Simple application process, competitive rates, and quick funding. Able to purchase the car as a cash buyer. Would highly recommend!
Jennifer from Aiken, SC
Reviewed in March 2023
Closed with Lender:
Yes
Loan Type:
Auto Loan
Review Type:
Lender Review
Do you want to flag this review?
(5 of 5)
stars
Recommended
Simple, easy and fast
This was the best experience I have had getting a loan. I started the process late in the afternoon and the next morning my funds were in my bank account. I would recommend LightStream to anyone looking to borrow money.
Keith from New Baltimore, MI
Reviewed in March 2023
Closed with Lender:
Yes
Loan Type:
Auto Loan
Review Type:
Lender Review
Do you want to flag this review?
(5 of 5)
stars
Recommended
Best interest Rate on High Mileage Car
Was buying a truck with higher mileage and the majority of other companies had very high interest rates and short payoff periods. Lightstream had a very simple process, did the application, then chose my term. The rates were much lower than other companies. Highly recommend.
Stephen from Conroe, TX
Reviewed in March 2023
Closed with Lender:
Yes
Loan Type:
Auto Loan
Review Type:
Lender Review
Do you want to flag this review?
(5 of 5)
stars
Recommended
Amazing experience
Simple and fast!!!!<br />Very professional and easy to work with.<br />Highly recommend! I would definitely use again.
Darin from Mount Holly, NC
Reviewed in March 2023
Closed with Lender:
Yes
Loan Type:
Auto Loan
Review Type:
Lender Review
Do you want to flag this review?
(5 of 5)
stars
Recommended
Great experience!
The entire process was so easy. From filling out the application to the review process. Once my loan was approved, the process was seamless.
Kim from Atlanta, GA
Reviewed in March 2023
Closed with Lender:
Yes
Loan Type:
Auto Loan
Review Type:
Lender Review
Do you want to flag this review?
(5 of 5)
stars
Recommended
Fabulous
Easiest loan experience ever!! Will definitely recommend them to anyone!! I will use them again for sure!
Karri from Heber City, UT
Reviewed in March 2023
Closed with Lender:
Yes
Loan Type:
Auto Loan
Review Type:
Lender Review
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LendingTree Certification:
The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.
LendingTree Certification:
Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.
Loan Officer Certifications:
Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.
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