If you’re in the market for a cash back card that offers generous rewards on everyday purchases, such as groceries and gas, you should look at the Blue Cash Everyday^® Card from American Express.

Plus, if you’re looking to finance a large purchase over time, the Blue Cash Everyday^® Card from American Express has a generous intro APR: 0% on purchases for 15 months, after which an APR of 18.74%-29.74% variable will apply.

To see rates & fees for Blue Cash Everyday^® Card from American Express please click here.

• Rewards

  The Blue Cash Everyday^® Card from American Express offers 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%. 3% Cash Back at U.S. gas stations, on up to $6,000 per year in purchases, then 1%. 1% cash back on other purchases. Terms apply. Cash back is earned in the form of Blue Cash Reward Dollars, which can be redeemed as a statement credit whenever your reward dollars balance reaches $25 or more.

• Welcome offer

  Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. 

• Intro APR

  If you need to finance a large purchase and pay it off over time, you can do so interest-free for more than a year with the Blue Cash Everyday^® Card from American Express. The card offers an intro APR of 0% on purchases for 15 months. Once the promotional period ends, a regular APR of 18.74%-29.74% variable will apply to any unpaid portion of the balance.

• $0 annual fee

  The Blue Cash Everyday^® Card from American Express charges a $0 annual fee.

  To see rates & fees for Blue Cash Everyday^® Card from American Express please click here.

  
  

• Limit on higher rewards rate

  You are capped at earning the higher cash back rates at U.S. supermarkets, U.S. online retail purchases and U.S. gas stations on the first $6,000 in each category per year.

  Additionally, the elevated rewards rates at supermarkets and gas stations only apply to locations inside the U.S.

• $25 minimum redemption

  Some cards allow you to redeem rewards in any amount. The Blue Cash Everyday^® Card from American Express, however, requires a $25 minimum redemption.

• Foreign transaction fee

  If you use the Blue Cash Everyday^® Card from American Express to make purchases outside the U.S., you will be subject to a foreign transaction fee of 2.7% of each transaction after conversion to US dollars.

  To see rates & fees for Blue Cash Everyday^® Card from American Express please click here.

  
  

Compare it to the Blue Cash Preferred^® Card from American Express

 

The Blue Cash Everyday^® Card from American Express and Blue Cash Preferred^® Card from American Express are comparable cards, since they both offer elevated rewards rates on U.S. supermarket and U.S. gas station spending.

However, the Blue Cash Preferred^® Card from American Express offers a higher cashback rate in those categories, as well as cash back on select streaming services (including Netflix, Hulu, Apple Music, Disney+ and more) and transit (including taxis/ride-sharing services, parking, tolls, trains, buses and more).

Blue Cash Preferred^® Card from American Express members earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% Cash Back on select U.S. streaming subscriptions, 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more), 1% Cash Back on other purchases. Terms apply. Cash back reward dollars can be redeemed for statement credits.

If you spend a large amount each month on groceries, streaming services and gas, you stand to earn substantially more cash back with the Blue Cash Preferred^® Card from American Express. For example, if you max out the card’s spend cap by making $6,000 in U.S. supermarket purchases each year, you’ll earn $360 on those purchases alone. Just know, once you factor in the card’s $0 intro annual fee for the first year, then $95. annual fee, that amount decreases to $265 per year.

By contrast, if you max out the U.S. supermarket spend cap with the Blue Cash Everyday^® Card from American Express, you’ll only earn $180 cash back on those purchases each year.

That said, you could still come out on top with the Blue Cash Everyday^® Card from American Express if you spend a decent amount at U.S. online retailers each month, since the card offers an elevated rewards rate in that category. Additionally, the Blue Cash Everyday^® Card from American Express offers a slightly longer introductory APR on purchases – giving you more time to pay off large purchases without incurring interest charges. The Blue Cash Preferred^® Card from American Express offers an intro APR of 0% on purchases for 12 months, after which an APR of 18.74%-29.74% variable applies.

To see rates & fees for Blue Cash Preferred^® Card from American Express please click here.

The Blue Cash Everyday^® Card from American Express is a good option for grocery shoppers who want to earn a generous amount of cash back while paying a $0 annual fee. But if you want to earn an even higher cashback rate at U.S. supermarkets, U.S. gas stations, select streaming services and transit, the Blue Cash Preferred^® Card from American Express may be a better fit – especially if you plan to earn enough cash back to cover the annual fee each year.

To see rates & fees for Blue Cash Everyday^® Card from American Express please click here.

To see rates & fees for Blue Cash Preferred^® Card from American Express please click here.

To see rates & fees for American Express^® Gold Card please click here.